body {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 9pt;
	font-weight: normal;
	color: #333333;
	text-align: center;
	margin: 0px;
	padding: 0px;
	line-height: 150%;
	background-image: url(../images/bg.jpg);
	background-repeat: repeat;
	vertical-align: top;
}
td {
	vertical-align: top;
}

h2 {
	text-align: center;
	padding-top: 6px;
	padding-bottom: 0px;
}
h3 {
	border-bottom-width: 2px;
	border-bottom-style: solid;
	border-bottom-color: #990000;
	padding-top: 15px;
}

#adm_wrapper {
	background-color: #FFFFFF;
	width: 950px;
	margin-top: 5px;
	margin-right: auto;
	margin-bottom: 5px;
	margin-left: auto;
	border: 1px solid #666666;
	text-align: left;
	padding: 8px;
}

#wrapper {
	width: 970px;
	margin-top: 5px;
	margin-right: auto;
	margin-bottom: 5px;
	margin-left: auto;
	text-align: left;
	padding: 0px;
	background-image: url(../images/bg_wrapper.jpg);
	background-repeat: repeat-y;
}
#header {
	width: 970px;
	margin-right: auto;
	margin-left: auto;
	height: 158px;
	padding: 0px;
	margin-top: 0px;
	margin-bottom: 0px;
	background-image: url(../images/header.jpg);
	background-repeat: no-repeat;
}

#logo {
	float: left;
	height: 150px;
	width: 200px;
	padding-top: 8px;
	padding-left: 10px;
	margin: 0px;
	padding-right: 0px;
	padding-bottom: 0px;
}
#erg_logo {
	padding-top: 30px;
	padding-left: 18px;
	border-top-width: 0px;
	border-right-width: 0px;
	border-bottom-width: 0px;
	border-left-width: 0px;
}
#menu {
	float: left;
	height: 150px;
	width: 150px;
	margin: 0px;
	padding-top: 8px;
}
#menu img {
	display: block;
	margin: 0px;
	border-top-style: none;
	border-right-style: none;
	border-bottom-style: none;
	border-left-style: none;
	padding: 0px;
}
#head_photo {
	float: left;
	height: 150px;
	width: 610px;
	margin: 0px;
	padding-top: 8px;
}
#content_area {
	width: 950px;
	margin-right: auto;
	margin-left: auto;
	margin-bottom: 0px;
	padding-bottom: 30px;
}

#sidebar {
	float: left;
	width: 200px;
}

#sidebar A {
	font-size: 10px;
	font-weight: bold;
	color: #7D001E;
}
#announce {
	float: left;
	width: 200px;
	background-color: #D6c097;
	border-bottom-width: 1px;
	border-bottom-style: solid;
	border-bottom-color: #FFFFFF;
	 
}

#rotate_button {
	margin-top: 1px;
	margin-bottom: 8px;
	clear: left;
}
#content {
	float: left;
	width: 500px;
}


#content_wide {
	float: left;
	width: 748px;
}
#content P, #content_wide P {
	margin-left: 20px;
	margin-right: 20px;
	margin-top: 12px;
}
#content A, #content_wide A {

	color: #7D001E;
}
#content h1, #content_wide h1 {
	font-size: 16pt;
	font-weight: bold;
	color: #7D001E;
	margin-top: 15px;
	margin-left: 20px;
}

#content h4, #content_wide h4 {
	font-size: 12pt;
	font-weight: bold;
	color: #A35107;
	margin-left: 20px;
	margin-right: 15px;
	border-bottom-width: 1px;
	border-bottom-style: solid;
	border-bottom-color: #A35107;
	padding-top: 10px;
	padding-right: 0px;
	padding-bottom: 0px;
	padding-left: 0px;
	margin-top: 0px;
	margin-bottom: 0px;
}
#content .content_shift, #content_wide .content_shift {
	padding-left: 20px;
}

#right_holder {
	float: right;
	width: 249px;
}


#featured {
	width: 249px;
	background-color: #A35107;
}


#mortgage {
	width: 249px;
	background-color: #9D9844;

}

#mortgage .row1 {
	background-color: #b8b16f;
	margin-right: 8px;
	margin-left: 8px;
	padding-top: 2px;
	padding-bottom: 2px;
	height: 25px;
	width: 230px;
	margin-bottom: 2px;
}
#mortgage .row2 {
	background-color: #AFA861;
	margin-right: 8px;
	margin-left: 8px;
	padding-top: 2px;
	padding-bottom: 2px;
	height: 25px;
	width: 230px;
	margin-bottom: 8px;
}
#mortgage .rate {
	font-size: 11pt;
	font-weight: bold;
	color: #336699;
	display:block;
	float:left;
	padding-left: 2px; 
	width: 55px;
}
#mortgage .desc {
	font-size: 10px;
	font-weight: bold;
	color: #FFFFFF;
	 
	float:left;
}


#footer {
	background-image: url(../images/footer.jpg);
	height: 37px;
	width: 970px;
	background-repeat: no-repeat;
	clear: both;
}
#footer A {
	font-size: 10px;
	font-weight: bold;
	color: #7D001E;
}
#footer P {
	font-size: 10px;
	font-weight: bold;
	color: #7D001E;
	margin-left: 230px;
}

#credits {

	font-size: 10px;
	font-weight: bold;
	color: #7D001E;
	margin-left: 10px;
	line-height: 1.2em;
}

#see_also {
	float: right;
	margin-right: 25px;
	margin-bottom: 15px;
}
#photos {
	background-color: #F6EAD4;
	float: right;
	width: 230px;
	padding-top: 15px;
	padding-bottom: 10px;
}
#photos p {
	text-align: right;
	margin-right: 10px;
}

#photos A {
	font-weight: bold;
	color: #7D001E;
	display: block;
	margin-bottom: 12px;
	float: none;
}

#photos img {
	display: block;
	margin-bottom: 12px;
	border: 1px solid #7F0020;
	margin-left: 60px;
	margin-right: 5px;
}


.news {
	padding: 0px 2px 8px 10px;
	font-size: 10px;
	font-weight: bold;
	color: #A35107;
	background-image: url(../images/rule_news.jpg);
	background-repeat: no-repeat;
	background-position: center bottom;
	margin-bottom: 4px;
}

.news_desc {
	line-height: 1.5em;
	clear: left;
		font-size: 10px;
	font-weight: bold;
	color: #A35107;
}
.news img {
	float: left;
	padding-right: 6px;
}
.news a, #announce A {
	font-weight: bold;
	color: #A35107;
}


.listing {
	padding: 0px 8px 15px 12px;
	font-size: 10px;
	font-weight: bold;
	color: #F6EAD4;
	background-image: url(../images/rule_listings.jpg);
	background-repeat: no-repeat;
	background-position: center bottom;
}

.listing_desc {
	line-height: 1.3em;
	clear: left;
	padding-top: 6px;
}
.listing img {
	float: left;
	margin-right: 6px;
	border: 1px solid #F6EAD4;
}
.listing a {
	font-weight: bold;
	color: #F6EAD4;
}

.edges {
	border-top-width: 1px;
	border-left-width: 1px;
	border-top-style: solid;
	border-left-style: solid;
	border-top-color: #FFFFFF;
	border-left-color: #FFFFFF;
}
.thin_box {
	margin-top: 0px;
	margin-right: 25px;
	margin-bottom: 15px;
	margin-left: 25px;
	padding-top: 0px;
	padding-right: 8px;
	padding-bottom: 0px;
	padding-left: 8px;
	border: 1px solid #D6C097;
}

.clear_me {
	clear: both;
	padding-top: 10px;
	padding-bottom: 10px;
}
.more_link {
	display: block;
	padding-top: 12px;
	padding-right: 8px;
	padding-bottom: 12px;
	border-top-width: 0px;
	border-right-width: 0px;
	border-bottom-width: 0px;
	border-left-width: 0px;
	padding-left: 50px;
}
.border_off {
	border-top-width: 0px;
	border-right-width: 0px;
	border-bottom-width: 0px;
	border-left-width: 0px;
}

.calc_line {
	margin-right: 15px;
	clear: left;
	padding-top: 10px;
	padding-bottom: 10px;
}

.form_label {
	font-weight: bold;
	background-color: #F6EAD4;
	text-align: right;
}

.table_header {
	font-weight: bold;
	background-color: #F6EAD4;
	padding-top: 3px;
	padding-left: 3px;
}
table.rows_only td {
	border-bottom-width: 1px;
	border-bottom-style: solid;
	border-bottom-color: #D6C097;
	padding: 5px;
}
 

.img_calc {
	float: left;
	margin-right: 6px;
	clear: left;
	border-top-width: 0px;
	border-right-width: 0px;
	border-bottom-width: 0px;
	border-left-width: 0px;
}
.article_title {
	color: #A35107;
	font-size: 11pt;
	font-weight: bold;
}
